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FINANCE TEMPLATE

Investment Memo Template

Investment evaluation with financial analysis, scenarios, assumptions, risks, and recommendation.

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What's inside

Field

Details

Investment

What you want to invest in

Type

Capital Expenditure

Amount

$XX,XXX

Expected Return

X.Xx ROI / XX% IRR / $XX,XXX NPV

Payback Period

X months

Author

Name

Status

Under Review

Decision Deadline

Recommendation

Lead with the answer. What do you recommend and why? One paragraph. The analysis below supports this recommendation.

Opportunity

What is the opportunity or problem? Why now? What changes if we don't invest?

Financial Analysis

Metric

Year 1

Year 2

Year 3

Total

Investment cost

Expected revenue / savings

Net return

Cumulative ROI

Assumptions

What must be true for these numbers to hold? Flag the assumptions that carry the most risk.

Assumption

Basis

Sensitivity

Key assumption driving the forecast

Data source or rationale

High

Medium

Low

Scenarios

Scenario

Assumptions Change

ROI

Payback

Bull case

What goes better than expected

Base case

Most likely outcome

Bear case

What goes worse than expected

Risks

Risk

Probability

Financial Impact

Mitigation

What could cause the investment to underperform

Medium

$X,XXX downside

How we limit the loss

Low

Alternatives

Alternative

Cost

Return

Why Not

Alternative approach considered

Why the recommended option is better

Do nothing

$0

$0

Cost of inaction

Approval

Role

Name

Decision

Date

Author

Recommends

Finance

Pending

Decision maker

Pending

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